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Tally: Pay Off Debt Faster

(11 050)
Price
Free
Category
Finance & Productivity
Last Update
Jan 15, 2020
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Store Performance Index

64%

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Ratings & Reviews performance for Tally: Pay Off Debt Faster

Ratings & Reviews performance provides an overview of what users think of your app. Here are the key metrics to help you identify how your app is rated by users and how successful is your review management strategy.

Number of reviews,
total

11 050

Avg rating,
total

⭐4.5

Description

4120 chars

Tally makes it easy to save money, manage credit cards and pay down balances faster. Tally members have an average lifetime savings of $5,300.<br> <br>Tally is only available in certain states. You need a 660+ FICO Score to qualify. (Scroll down to see where Tally is available and which cards Tally supports.)<br> <br>1. Download Tally<br>In under 10 minutes, Tally can help you get on the path to being debt-free. There’s no risk to sign up and it won’t hurt your credit score.<br> <br>2. Scan your credit cards securely<br>Tally analyzes your credit cards and finds ways to help you eliminate debt and save money. Keeping your data safe is our top priority. That’s why all your information is transmitted through secure SSL encryption and is never stored on your phone.<br> <br>3. Find your savings<br>If you qualify, Tally gives you a line of credit with a low APR, then uses the new credit line to pay your credit cards every month. The low APR helps save you money on interest. (Scroll down to see what Tally charges.)<br> <br>4. Organize your cards<br>Tally manages all your credit cards in one simple app. Tally keeps track of the balances, interest rates and due dates for each card. That’s how Tally makes the right payment to the right card at the right time. All you have to do is make one monthly payment to Tally.<br><br>5. Say goodbye to late fees<br>Tally’s late fee protection gives you the peace of mind of autopay without the fear of overdraft. As long as you’re in good standing with Tally, you never have to worry about late fees again. Plus, Tally never charges fees of any kind! <br><br>6. Be debt-free faster<br>That’s it. Tally helps separate the burden of credit cards from the benefits. Keep using your credit cards for the perks and rewards and let Tally handle the hard work. No tricks or gimmicks. Just a smarter way to manage your cards and a faster way to pay down debt. <br><br>FAQ<br><br>What does Tally charge?<br>To get the benefits of Tally, you must qualify for and accept a Tally credit line. Depending on your credit history, your APR will be between 7.9% and 25.9% and vary with the Prime Rate. (Information accurate as of January 2020.)<br> <br>How does Tally estimate average lifetime savings?<br>We calculated this average in May 2019 and compared the interest users would pay with and without Tally. We evaluated users with a Tally line of credit between 11/2017 and 02/2019 and assumed they stay Tally users until their Tally and credit card balances are fully repaid. We excluded delinquent users, users who did not use Tally’s line of credit, and credit cards with APRs lower than the Tally APR (since Tally wouldn’t pay those cards, except for late fee protection). For each user, we assumed 1) an average APR weighted by the user’s initial credit card balances and APRs; 2) an average monthly payment based on the user’s payment history while using Tally; and 3) an average monthly credit card spend based on the user’s spend while using Tally.<br> <br>How does Tally save me money?<br>Tally uses your Tally credit line to pay your high APR credit cards, saving you money on interest. Tally’s late fee protection also ensures you never miss a payment.<br><br>DETAILS<br> <br>Tally is available to people in Arkansas, Arizona, California, Colorado, Connecticut, Florida, Idaho, Illinois, Iowa, Indiana, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington, D.C., and Wisconsin.<br> <br>Tally supports most cards from American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, First Bankcard, Fifth Third Bank, US Bank and Wells Fargo, as well as cards from Amazon, Best Buy, Home Depot, Macy’s, Sears, Target, TJ Maxx and Walmart.<br> <br>The Tally app and servicing is only available in English. If there is any discrepancy between translations, the English version prevails over other translations.<br> <br>Tally Technologies, Inc. (NMLS # 1492782) https://nmlsconsumeraccess.org/

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User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

CuzinCal
Jan 16, 2020

My own BANK wouldn’t even help with consolidating my debt (why would they reduce their profit margins by helping me) But tally took a quick look n I’m working my way back to the black. I’ll be able to save more and start working on my future It’s a double edged sword... but I’m gonna be honest I like that they do automations with your payments . I hate that they have RIDICULOUSLY HIGH minimum payments . SERIOUSLY if I could afford 700+ a month I wouldn’t use this . Second draw back: it’s ACTUALLY additional debt! Tally is an unusable credit card when you think about it conceptually. They’re eating ya debt to pay debt but being add debt. Because you owe them too now! But at least you’re making payments on time😬😅😬😅. Ultimately; give it some SERIOUS thought before opting in. You probably could simply be fiscally conservative and pay things off on your own with discipline. If you need a system of control it’s a start I guess 🤷‍♂️ better off getting married and giving ya credit cards to ya wife in my opinion... unless she’s a thot that shops a lot!again. Such a relief knowing that all my finances are in order!

Revredrusty
May 29, 2018

First you need a minimum fico credit score of 660 to be approved for a line of credit. So if you don’t have that high of a score don’t even waste your time trying this option. Secondly when I spoke to the rep over the phone they could not be specific on how balances are paid down or off. They did advise that you can specify how you want your debt paid by using the line of credit. The run down is this. Your APR is going to range from 7.9%-21% roughly. I’m just making this comment so it’s easier for us consumers to see it. So they have a formula which I was unable to get from the rep over the phone. So since I don’t have their formula on how the APR brackets break down as far as the interest rates you might be funneled into I can’t really comment on that. But if their minimum fico score is 660 I think it’s pretty safe to say your going be in their higher APR bracket. And depending on your credit worthiness and debt history and payment history probably has a factor as well. Just saying this app sounds great and I would love to have just one payment and all cards paid off and just pay tally at a lower interest rate. Realistically though for me it sounds like tally would become another debtor added to my portfolio especially if my line of credit doesn’t cover all the debt of the cards. Just be vigilant before proceeding with this offer. Hope this helps someone. Consumer with debt

Santiago Velasco Jr
Dec 26, 2018

This app sounds good and all, especially with its high reviews, but now I’m actually wondering whose writing these reviews for them. It starts off by making it simple, easy to use, and immediate debt relief. Unfortunately, it’s not that simple and it takes about a week to get through the process, and FYI if you don’t have a minimum 660 FICO don’t even bother downloading the app, because they won’t help you at all. My score is around 650, no major derogatory marks, no late payments, solid credit history, my only current problem is high credit utilization because I was laid off work a few months ago, and with the holidays and all it’s been a tough quarter for me. I currently have a job, and everything is being paid on time, I just wanted a lower interests rate and to make it simpler a single payment to Tally. After downloading the app, I added on my credit cards and after all my personal information was added the app said “we payed 3 of your cards for a total of $8,000, your total tally debt is $8k” my bills are being paid, cool right? NOT! 2-3 days later they send me an email stating nothing is actually being paid, I need to now provide work history, pay stubs, bank statements, 2 forms of ID etc....after providing all of this, it took another 3 days for the verification team to get back to me to deny me of any credit at all, so I guess it’s back to my regularly scheduled payments on my own, deleting my account and app...see ya Tally!

slmu27
Jan 10, 2020

2 stars for concept, but this app is terrible. I downloaded it to redeem the $50 Groupon deal, not realizing that so much personal information would be required (name, address, credit card number, credit card login, and a soft credit check). I unsuccessfully linked my credit card because I couldn’t remember my card login information. Okay, all of this is my fault. I should’ve done more research and had my information readily available. However, the app is terribly designed. Not only have they forgotten to put in “back” buttons to return to a previous screen - meaning you have to fully exit the app to get out of certain screens - but they’ve added unnecessary animations and haptics that take WAY too long to finish and you cannot navigate out of them before they’re done. Plus, once you’ve added one credit card, there is no option to add another before signing up for their line of credit (which I can only assume results in a hard credit check). At this point I have no idea how to just get the $50 applied toward my credit cards, and I’d rather not take a hard credit inquiry to my credit score anyway, so I’m deleting the app.

Mannalla
Dec 03, 2019

Update: Horrible Cookie Cutter response from company. They try to explain the way they conduct the verification and imply that it was my fault for not getting back to them quick enough. If they had actually taken the time to read my review, I clearly state that I was never informed of anything whatsoever. I was not contacted stating I had 14 days, I was not contacted at all. I had to figure things out myself by calling them. Then when I did call them and told them I had not been contacted they didn’t extend my time to verify or apologize or anything. Just plain rude people. The app itself seemed to work ok. I set up my cards, just two. I was all prepared to make my first payments. Then the app stated I had an error and my account would be closed in a few days. After that I contacted customer service to figure out what was going on. They told me I hadn’t responded to their email for requests on further documentation. I never received an email other than the initial setup emails. I informed them of that. They did not give me any extra time to get the documents they requested and simply closed my account. I’ve got great credit and always make my payments on time, there was no reason for me to be treated so horribly.

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About Tally: Pay Off Debt Faster

Developed by Tally Technologies, Inc..

Tally: Pay Off Debt Faster is ranking in   Finance & Productivity

Last update was at Jan 15, 2020and the current version is 3.9.1.

To see all other keys and revenue click here 1080856103

Tally: Pay Off Debt Faster have a 11 050a user reviews.

Tally: Pay Off Debt Faster was released in the App Store. It is developed by Tally Technologies, Inc., who have also released the following apps.

Tally: Pay Off Debt Faster has 11 050 user reviews.​

Tally: Pay Off Debt Faster has an average rating of 4.5. ​The latest version of Tally: Pay Off Debt Faster 3.9.1​ ​​was ​released on Jan 15, 2020​.

You can download Tally: Pay Off Debt Faster ​here

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