Ratings & Reviews performance provides an overview of what users think of your app. Here are the key metrics to help you identify how your app is rated by users and how successful is your review management strategy.
4.3
User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate.
Best Personal Loan App in India - Get money up to ₹5,00,000 & pay interest on the exact amount you withdraw from your MoneyTap balance Get a personal loan online with zero collateral. Interest rates starting from as low as 13% per annum* for 3 to 36 months. We offer you the benefits of an easy personal loan and credit card combined. For salaried employees only! Minimum salary = ₹30,000 per month. If you need money, view MoneyTap as your first choice for loans. Fees For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay: -> Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360 -> (Line setup fee of ₹499+GST = ₹588/- to be paid before starting the credit line) -> Interest = ₹7,181 -> EMI = ₹8,932 Total amount to be repaid after a year = ₹1,10,129/- *Interest Rate varies based on your risk profile The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% per annum) We are India’s first credit line based personal loan app in partnership with leading banks and NBFCs. We work ONLY with regulated financial institutions in India, governed by RBI & we have our own NBFC license as well. So we're well regulated and legally compliant. How is MoneyTap different from any other traditional personal loan app in India? The best feature of MoneyTap Loan app is that you pay the interest only for the amount that you borrow. Example: Ajay applies for a MoneyTap Loan (credit line) in January, gets an approved credit line of ₹5,00,000 but doesn’t borrow any money for the next 5 months. In May, he withdrew ₹50,000 from his credit limit to pay for a house deposit. Now, the interest will only be charged on ₹50,000. Ajay still has access to ₹4,50,000 whenever he has another emergency without paying any interest on it until he withdraws any amount. What features make MoneyTap convenient? ● 100% paperless process, no bank visits ● You can use any amount from your available credit line ● Make UPI transactions directly from your Credit Line Documents required ● Aadhaar number ● Identity proof (Driving license/Voter id/Passport/Aadhaar/PAN) ● Address proof (Driving license/Voter id/Passport/Aadhaar/Utility bills/bank statements) ● Original passport photo/selfie ● You can get a personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application How does MoneyTap work? Get a personal loan in 4 simple steps: ● Apply on the app and get approved in 4 minutes, create your profile, fill basic information such as age, city, PAN, & income to check eligibility ● Instantly find out your pre-approved amount ● Complete KYC verification ● Transfer money to the bank account from the approved amount Available in 50+ cities. MoneyTap Personal Loan Application Uses ● Phone pe loan - use it as an urgent personal loan. ● Personal loans can be used for education, medical, marriage / wedding loan, home renovation loans, mobile / laptop loan, used car/ two-wheeler loan, travel loans, debt consolidation loan, etc. ● The experience of an early salary for emergency cash. Bonus: MoneyTap RBL credit card ● 100% cash withdrawal from your credit card online ● 50-days interest-free period Security & Protection of Privacy Data security & privacy is a top priority at MoneyTap. Our backend APIs comply with mandated security standards & robust protocols which have been tested and certified by our partner bank’s IT team. Download the MoneyTap loan app now.
