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4.0Why Mode? Mode is a faster, simpler way to refinance your car or purchase your leased vehicle right from your phone or online. At Mode, we empower you to lower your payments or adjust your terms to suit your lifestyle. Simply put, we put the power of financing in your hands, any Mode. You might like the leased vehicle you’re driving and want to keep it. But you may be facing excess mileage charges at the end of your lease. You wish there was a way to explore purchasing your vehicle without leaving your house. Or, for those who’ve already purchased and financed their vehicle, you’re pretty sure you could get a better interest rate. But who has the time to deal with the paperwork and hassle of traditional auto refinancing? Mode is for you! Mode is backed by GM Financial, a global provider of auto finance solutions with operations in North America, South America and Asia. So it’s financing you can trust. How does it work? We’ll ask you: • Some basic questions about yourself and your vehicle. • We’ll want to verify your ID and proof of insurance. • Once we have that type of information, you could have an answer within 24 hours. • If you’re approved, we’ll email you a contract to e-sign. Your new loan will be serviced by GM Financial, and you’ll receive a welcome packet from us in the mail with information about your new vehicle registration, once we’ve paid off your previous loan. We’ll also tell you how to set up your new GM Financial account. All in all, it’s a smooth process you can complete right from your couch. Lower your payments, not your expectations, with Mode.
