IDFC FIRST Bank: MobileBanking

Welcome to IDFC FIRST Bank’s Mobile Banking App. It comes with exciting features and banking services to make your online banking experience joyful. Experience the joy of * One Swipe Banking – Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc. * Seamless Payments & Transfers – Make secure payments, UPI transfers, and bill payments. All in a few seconds * Building Wealth – One screen to view your investment portfolio. Also, get curated investment recommendations basis your risk profile * Being in Control – Track, analyse and manage your expenses across spend categories * Investing for your life goals – Choose your investment goals – be it wedding, children’s education, or retirement. Also, create your goals with curated recommendations * Personalized Offers – Get offers that matter to you, across net banking, lifestyle, and shopping * Affordable Instant Loans – Avail pre-approved loan offers at attractive interest rates and flexible tenures. * Universal Search – Find what you are looking for, with our intuitive, suggestive in-app search feature Secure Fund Transfers & Payments * Quick fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH and utility bills * A summary view of your other banking account balances via our linking facility * 3-click digital payments of utility and credit card bills * Instant money transfer (मनी ट्रांसफर) to bank accounts using UPI or QR Code UPI Payments App: * Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online! * Link your bank (बैंक) accounts, analyse your banking statements, and track your savings account (बचत खाता) balances Other Banking Services: * Place cheque book request via online banking * Apply smart filters to view transactions * Manage credit card payments, download statements, and redeem rewards * Redemption of Credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Buy health, car, bike insurance * Get personalised offers across loans * Categorise transactions for better money management * Contact us via Chat, Video Call and Call Centre Steps to download and use our App: * Download the banking app * Log in via user ID and password or mobile number and MPIN * Log in subsequently for mobile banking through Face ID or Thumb (biometric) * SIM Binding feature for a secure banking (बैंकिंग) experience Steps to open a digital banking account (बैंक खाता): * Download and install our banking app * Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page OR * Click on Login and on the login page’s top right corner, click on three dots * Click on ‘Open savings account’ Investment, Mutual Funds and IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap and multi-cap * Save tax with ELSS mutual funds* Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds * Apply for Initial public offerings(IPOs) using ASBA, Rights Issue, and Call Money Insurance App: Buy health insurance and car insurance online, through our app Personal Loan Features: Loan amount: ₹20,000—₹40 lakhs Personal Loan Tenure: 6—60 months Annual Percentage Rate: Min APR—11%. Max APR—28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy.To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions