Fudget: Budget Planner Tracker

You know all those fancy apps that do this and make that and ooh, bells, whistles! Yeah, it looks awesome the first time you open it, but then it keeps tinkling and whistling at you and you never actually use the dang thing. This is not that. Fudget is ridiculously simple, and hey presto, I use it constantly! I've never had a budget before in my life and now I do. I've been using this steadily for almost a year which is like an eon in my attention span... Squirrel! I am a freelancer, so my pay fluctuates every month. Once I know what I will get paid for next month, I go put in my income. Fudget has saved all my regular expenses, so it puts those in for me. I check them off as I pay them. I don't detail everything, just major expenses including my credit card (paid off monthly) that I use to budget for groceries, eating out, etc. I keep an eye on my card balance and make sure it does not go over my Fudget budget. Easy! Then when I am thinking of spending money on some ridiculous or not so ridiculous thing, I go and check Fudget first. It tells me I can afford a new blender or I need to wait a month and maybe save for it. I also am using this to save for some travel, track my quarterly tax payments. I cannot believe I actually have a budget, but I finally do!

Can really help a person become more aware about their finances. Bank apps don’t always reflect your current balance. Sometimes a transaction hasn’t hit the account such as when making payments for bills. There are also times where a transaction is pending and that’s because the merchant hasn’t processed it yet. But I believe it’s after 3 business days the pending transaction disappears from your list of transactions. With either of these situations, it always makes us think we have more money than we actually do and we all know that leads to trouble lol. I don’t keep a stack of receipts to reconcile my accounts and I surely do not use a paper ledger anymore. Most people have smartphones and most people are tethered to their phones so the convenience and ease of updating a ledger for your accounts with Fudget is awesome. I gave it four stars because I’m now using the app on an iPhone 6 instead of 7plus and I don’t have the option to add transaction dates. I have to manually type it in the description now. I know the phone is a bit smaller but I know that the transaction date option can still work even on the smaller devices. It’s not that serious. But it’s serious enough for me lol. Honestly If I hadn’t used Fudget on the 7 plus first I’m sure I would be giving it 5 stars but since I did...I have to take away a star. Still an awesome app.

I downloaded a few apps after researching. I deleted the rest and kept this for many reasons. First, it was free (though after building my budgets and playing in the app for about an hour, I happily paid $4 for the upgrade to change the color, and download for sharing -I didn’t even mind the apps honestly). Also, because it was very simple to use and easily customizable for the types of budgets I need to keep. I was able to make a standard budget, some breakdown budgets to plan pay-offs, track quarterly and annual subscriptions, and set up templates for a vacation and a renovation. I love the date feature and the calculation feature which lets you subtract or add from your line items as you go. I appreciate this app the most because of its simplicity, however if I could add one thing, it would be to be able to clone the budgets, because I want to keep my standard budget as a template and actually update a version of it on a monthly basis. If there is a way to do this, please let me know! Overall, thanks for this awesome app, I feel prepared to move into the new year as a new financially responsible me!

Being a young adult, it’s sometimes hard to keep track of my money and learn where I’m spending too much! This app helps me realize how much money I’m spending on stuff I don’t really need. I use a budget for each of my credit cards, my savings account and my checking account. I love this app too because when I pay bills such as my car payment, loans and credit card payment, it doesn’t reflect in my bank account right away - takes about 3 days - and it still says I have that additional money - which I really don’t. I love the option to show my running balance on the Fudget app because I can see what I TRULY have left and prevents me from over drafting. Only thing I wish I could do would be in addition to adding an expense or an income, i could also put a transfer to one budget to another - i.e when I make a credit card payment from my checking account, I can show that I transferred the money instead of it showing that I spent that money. But not a big deal, still absolutely love the app!

I love that it’s clean and intuitive to use. I am a grad student who works two part-time jobs and have started a software company about 2 years ago. I’ve been using Google Sheets and Numbers to track my expenses (ineffectively) and wanted something a little more structured that I did have to design myself AND use on my iPad Pro. I really appreciate the running balance, which helps a great deal. I also purchased the upgrade since it was a one time cost opposed to a subscription - which I also loved. However, when I attempted to reach out to ‘Danny’ to ask a question (from my iPad), the window opened prompting me to set up a new email account. If I had an email address, I could just open one of the four email accounts already on this machine and reach out to him from there. So that experience wasn’t ideal. The reason I wanted to reach out to him, is that I wanted to know if there is a way I can schedule or list expenses that occur bi-weekly or weekly, opposed to monthly? If there is, I am not sure how to find it. Please advise. Thx in advance!