Alipay - Simplify Your Life

For internationals visiting China without a Chinese bank account, tourpass is the only way to pay merchants however this function does not allow users to send funds to friends since it is a prepaid card which will expire in 90days. Another way is to apply for an account with BOC or ICBC in the states and align that designated account to your Alipay which would work just like the Chinese.

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Alipay let me submit all my personal information, verify my US passport, accrue a balance, let people send me money, and make transactions without a chinese bank account for about two weeks. After two weeks they locked my account with a remaining balance and told me a chinese bank account is required. No warning that my account would be locked. I’m not able to login at all, transfer the funds out, or make transactions. I’m pretty sure this is actually theft of both my money and my personal information. I now think Alipay is a complete scam for non-Chinese citizens. As a Foreigner, I’m not allowed to open a chinese bank account and without Alipay I’m also not allowed to do basic things like order a Taxi, or eat at restaurants. Does the government give them the right to steal my funds without warning, without giving me the opportunity to withdraw the funds? Awful experience for non-Chinese citizen

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Let’s talk of my personal opinions for user of long turn cooperation individual. I can not critic the influence of this appliance can spread overseas. And recent years Chinese citizens can even use these functions instead of debit cards. Credit of Alipay really worked in some situations, but sometime it a kind of illegal money eaters. Firstly, you feel you want to loan through the strength of their products, the terminal shows how easy you can afford it by next month. Than actually it ask you for your unplanned pocket money. It feels like hypnosis. I feel Alipay just a kidding of credit, do not believe it. These credits actually your next month’s salary. And added more, I means credit just their trumps. They want not only your salary, but also your houses.

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I tried to set up an account to use Tour pass. A function that supposedly allows to use foreign credit card to link to alipay. My internet got disconnected half way through the process. Alipay then locked me out and asked to link a bank card in order to lift the restriction. Because I don’t have a local bank card, I called the customer service. It sent me an email asking me to upload my passport photo to verify my identity. But the link would not accept the photo in a format from the iPhone. I called the customer service back, but it no longer allows me to speak to a live person and loop me through the same voice mail again and again. Also tried to help to set up Tour pass for my friend. Her first credit card doesn’t work and it does not allow to switch to another credit card to try again. Before they make this service works better for foreigners, I do not recommend anyone uses it.

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Setting aside the fact that quite a few prompts, and some complete screens, are not localized to English, this app does not appear to take US credit or debit cards. I have no idea why this is in the US App Store, or why Apple approved it. Most of the functionality doesn’t work in the US and the app isn’t smart enough to hide features that don’t work based on location. Also the UI appears to be a challenge to how many functions can be smashed onto the home screen. Before expanding to the US, the company might want to have a US development team rework the app.