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Self - Build Credit

(13 199)
Price
Free
Category
Finance & Productivity
Last Update
Dec 19, 2019
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Store Performance Index

64%

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Ratings & Reviews performance for Self - Build Credit

Ratings & Reviews performance provides an overview of what users think of your app. Here are the key metrics to help you identify how your app is rated by users and how successful is your review management strategy.

Number of reviews,
total

13 199

Avg rating,
total

⭐4.9

Description

4128 chars

The Self credit app (formerly known as Self Lender) is a way to build credit history while you save*. Build credit with Self, even if you have a low credit score (or no credit score!)<br><br>Over 500,000 people have used Self’s Credit Builder Account to build credit and save more than $300 million. With the Self Visa® Secured Credit Card, you have even more opportunities to build credit after you get started.<br><br>How does it work? Think of it as a plan that builds credit while you save, starting at $25** per month.<br><br>1. Apply for a Credit Builder Account. Your money is safe and secure in a bank account.***<br>2. Pay off your Credit Builder Account in 12-24 months.** You can choose the payment term and dollar amount that best fits your budget.<br>3. Each on-time monthly payment builds credit history and adds to your savings*. Your monthly payments are reported to all three credit bureaus while the principal gets saved in a bank account.***<br>4. Unlock your savings. Once you’ve paid off your Credit Builder Account, your money unlocks and comes back to you (minus fees and interest).<br><br>BUILD CREDIT. SAVE MONEY*<br>With an active Credit Builder Account, your payments are reported to all three credit bureaus.<br> <br>CREDIT SCORE MONITORING INCLUDED****<br>With the Self credit app, you can check your credit score at no cost. The mobile credit tracker!<br> <br>NO HARD CREDIT PULL<br>Self does not do a “hard pull” credit check when you create an account. In fact, no credit score is required at all!<br> <br>SECURE ACCOUNTS<br>All accounts use two-factor authentication, 256-bit encryption, and fraud detection to protect your money and private information.<br> <br>UNLOCK THE SELF VISA® SECURED CREDIT CARD<br>Have an active Credit Builder Account in good standing, make at least 3 credit builder account monthly payments in full and have $100 or more in savings progress and you could unlock access to a secured credit card – no extra deposit and no hard credit check needed.<br> <br>WHY PEOPLE LOVE SELF<br>“Love love love this program and this app! In eight months my credit went up a hundred and nine points Super happy and can't wait to renew once the first year is up” - customer Debbie G. Individual results may vary.<br> <br>Featured on ABC News, USA Today, Newsweek, TechCrunch and NerdWallet<br> <br>TERMS<br>When you download and use Self, you agree to the Terms of Service at: https://www.self.inc/terms-of-service<br><br>PRIVACY POLICY<br>You may review Self’s privacy policy at: https://www.self.inc/privacy-policy<br> <br>*Savings are minus fees and interest. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.<br> <br>**Sample products are $25 monthly loan payment at a $520 loan amount with a $9 administration fee, 24 month term and 15.92% Annual Percentage Rate; $150 monthly loan payment at a $1663 loan amount with a $9 administration fee, 12 month term and 15.91% Annual Percentage Rate. Please check the pricing page in the Self mobile app or www.self.inc for current pricing.<br> <br>***Credit Builder Account — proceeds are held in a deposit account until maturity<br> <br>****Credit scores will only be available to customers who our third-party vendor is able to validate.<br><br>All Credit Builder Accounts are issued by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification. All loans subject to approval.<br><br>The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender.

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 Why to reply to reviews?

User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

SayGo85
Jan 14, 2020

Let me start off by saying this is a CO oletely unsolicited review, self has not imposed any need to review their app in order to use it. I downloaded self about a month and a half ago. My credit was thrashed due to a personal issue three years ago and I am now in a position where I am able to start doing something about it. I saw their ad on Facebook and decided to give it a try. Just last week my credit score jumped by 77 points due to my participation in their credit building program and it onky took an on time payment of $25!! I am now able to apply for a credit card in order to further build my credit and this would NOT have been possible had I not taken a chance on Self. Now this may not be the case for everyone, but the reason my credit score was so low was because I didn't have any accounts that I was paying on that reported to agencies. As soon as Self showed up my credit score soared! If this is the case for you and you need a boost in your score; Self is a simple, low cost way to rebuilding or starting to build your credit.

Nightownaide
Apr 08, 2019

Self lender is an innovative way to help one save money, invest money, and build credit. The first time I had an account it help my credit score a lot after taking a hit from medical bills and buying a car lowered my score for a while. I also was able to get the money I invested easily due to an emergency and close the account. I’m now on a second account and will follow through as I am better financially and not in debt as much anymore. Self Lender has revived my credit score once again from the dead and now my credit score is higher than it EVER was!!! I love Self Lender not only because of my credit score raising but also it forces me to save money because you can’t just withdrawn from it like a bank card can. It’s an investment in you, your credit and a forced savings. I recommend it all the time to people but they don’t believe me that this exist! Oh well their loss! Paired this with acorns to force myself to save money and invest as I am 30 now. Will always continue using self lender!!

BryGuy80
Apr 20, 2019

This app does what it says. I was on the road to credit repair following a major car accident, which left me in a world of hurt financially. Needless to say I was on the road to making progress increasing my score about 6 points a month when I came across this app. I decided to give it a shot. By my second or third payment I started to see my score increase 9-10 points every month. So I can safely say this program helped me add an extra 3-4 points every month. When the opportunity to purchase another car presented itself 8 months into my term I called Customer Service and they were very friendly and happy to help me close my account and deposit my funds. The process was quick and easy and two days later I had my money in my account. Looking to start up a new account now that I’m a few months into my car payment and know I’m ok again. The car loan gave me a slight hit so this will help offset that.

zeecloud9
Nov 10, 2019

I like using this app, i pay about $25 dollars amount for a CD savings that matures by 2021, and I’ve had my account for three months already and it’s already gone up 44+ points. One thing I would like to see is to be able to change the amount of money I am able to withdraw from my checking unto self lender. As in I could either split the payment according to my biweekly payday or If possible be able to add a little extra money instead of having to wait the beginning of every month for the funds to be withdrawn. Also, the self credit card I was offered and I wish I was able to add security deposit to raise up the credit limit as so far only ur self lender savings is what funds it. But overall I like the app because I was able to finally get approved for a high credit limit credit card that I have been wanting because of student perks in conjunction with your grades. (Discover it student card).

GannerRhysode
Dec 07, 2019

So 1 Star is too high of a rating as far as I’m concerned first they make a mistake and don’t pull my payment for the month so I go behind and do it for them the next day they still try and hit me with a 15 dollar fee that I refused to pay and when I went to look at my balance (this would be the second month, instead of my 48 I paid being in there and not even counting the 15 if they had taken that automatically I’d still have 30 something yet my payment processed fine the second time when I did it my self and no one can’t account for how a 15 dollar fee for them screwing up equals a 24 dollar payment from me???? And then they just randomly close my account and are keeping even the 24 citing they didn’t receive the requested information when they didn’t even ask for any and we were still communicating about my missing money never mind the 15 (all 57 of it now) that was missing. TLDR stole my money then closed my account on me with no justification or reason and are no unreachable USE AT YOUR OWN RISK I my self will be making sure none of my friends and family even touch this horrendous service from these thieves

CSR Racing 2

About Self - Build Credit

Developed by Self Lender, Inc..

Self - Build Credit is ranking in   Finance & Productivity

Last update was at Dec 19, 2019and the current version is 2.0.0.

To see all other keys and revenue click here 1364215562

Self - Build Credit have a 13 199a user reviews.

Self - Build Credit was released in the App Store. It is developed by Self Lender, Inc., who have also released the following apps.

Self - Build Credit has 13 199 user reviews.​

Self - Build Credit has an average rating of 4.9. ​The latest version of Self - Build Credit 2.0.0​ ​​was ​released on Dec 19, 2019​.

You can download Self - Build Credit ​here

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