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I have been using PayPal for several years now and it has become my go to resource when managing my business and personal finances. PayPal has slowly replaced all financial institutions that I used to use. In fact I use it as my primary account for almost everything. It has the resources to manage money and transactions for my business. Making everything consolidated in one place. Also with the ability to get a bank card I never use my bank account. I can move money around between my business and personal accounts. Deposit cash or checks to the accounts. Move money around between friends and family so I don’t have to leave my house. It attaches to your bank accounts and a credit card. It is a great resource and I tell everyone. So convenient and most things are free or have minimal fees. I literally use PayPal for all my financial exchanges. I love it. Also really responsive and helpful customer service although it can sometimes take a minute to get through to them with their call volume at least your able to request a call back and once you get through to them they actually resolve your issues. I even use them to print postage so I do not have to go to the post office. I will stop now, but for anyone who read my review to the end. PayPal is really great!
I have been using PayPal for many years… What I have come to realize is that Paypal is without a doubt basically better than a bank account plus having a make account operated into it it basically allows you to borrow your own money no I’m pretty sure the Mark policy change goes into affect in changes those reasons and now I know why either change to go because basically you can get cashback with money you don’t have overdraft your bank account do that same thing every day for two or three days don’t push it but you can grow your own money three days before payday and then on payday take your 200 you borrowed to begin with and finally pay it but you can let Paypal pay it for you for few days basically because they will allow you to overdress your bank account and with my bank is long as I get the funds in by 11 PM I don’t get an overdraft fee and I can overdraft PayPal again I can take the money out of Paypal from Kroger cashback pay it and then do it again for another day get paid squared away and good now unfortunately I have messed up that process and I really can’t lose with Paypal so I’m going to pay them their money but Paypal is the best decision I have ever made financially it’s a lifesaver!!!!
I have no had PayPal for at least ten years and love it!!!! It keeps excellent records for you all your history and with whom. I’ve read some of the negative remarks and I have an extremely hard time believing many of them. Yes that they might of spend some time on the phone; well guess what nothing in this world happens at a snap of the finger. Yes even with banks and Comcast you can spend 2-3 hours on the bank; as long as your issue has been resolved. Anytime I have called PayPal for anything they have always resolved my issue. They have opened cases for me and have never taken a penny; they do NOT Charge for that so stop lying. Also if someone has sent you money and then called and filed a case against it and their bank, yes you have to deal with the person who did that and not PayPal. Just as any bank receives a fraudulent transaction and gives back the money so does PayPal. So why do you think if someone called in on you and said it is a fraudulent transaction you get to keep the money? Hence you have to deal with the person who owes you money. I completely understand people love to complain and make an elephant out of a mouse. However, any issue I have ever had was dealt with amazing customer service.
Is still very good customer service and guarantees their purchases (and I've had to use that before because of scammers)! But now with every item purchased, you have to verify yourself with a phone call or text! Every time, even for ten cents! Annoying! How about one time only...it's still me!!! Glad the newest update allows you to separate different purchases into separate addresses since I have a business and two homes etc! Still like it but wish more businesses took PayPal! Only my hairdresser does but I wish markers and gas or restaurants did because I'd use it more and transfer less money from PayPal to my bank! Think about it new PayPal owners! The world is changing and you paid billions for this company! I just gave you a free marketing strategy that you otherwise would've had to pay a bunch of soft-heads millions of dollars to think of, if they would've. Now figure it out (or other companies like Venmo or even MasterCard will do it...Apple already has/is)! Good luck. I'm getting sick of verifying every purchase I make! How about over $100?! Fifty cent purchase from China requiring verification?! If I didn't get it I wouldn't care even! Loosen up guys! And gals! You'll make a lot of money! Just stop harassing customers who have been on PayPal for decades and decades already! We aren't the thieves!!! Thanks for everything else...good job ;)
This is a wonderful app. I never have any problems with it working, and it's so convenient to use. The only thing I don't like is the new design where when you open it up, instead of your balance being at the top, the latest notifications are at the top, and they're really large taking up a lot of room, and you have to open them to get rid of them, which is a hassle, even though you can see what they say without opening them. Then to get to your balance so you can tap it to do a money transfer, you have to scroll down past all that. I used to be able up open up PayPal, immediately see how much money I had, and boom, transfer funds in two seconds. Now I gotta go through the hassle of scrolling through notifications that someone sent me funds, when I already knew that because I got the pop-up notification, and scan through the visual clutter to find my balance. It's a chore to have to go through and open each notification message to get rid of it so I can actually see my balance. The new interface is cluttered and confusing. The balance doesn't stand out and is harder to pick out among all the other stuff, and that's the main thing people usually want to see first. Please change it back. This new design is horrible. Whoever's idea it was should be fired.
The improved PayPal mobile app is the secure way to send, receive, and access your money from almost anywhere.
With our improved app, you'll get the convenience you want, paired with the secure transactions you've come to trust from PayPal. Plus, there
are no transaction fees when sending money to Friends and Family in the U.S. when you use your bank account or balance.
HELP KEEP YOUR FINANCIAL INFORMATION PRIVATE AND PROTECTED
You can get peace of mind you deserve with:
24/7 transaction monitoring
Secure encryption technology
Fingerprint and two-factor authentication (activation required)
SEND MONEY TO FRIENDS AND FAMILY FOR FREE
It’s free to send money to Friends and Family in the U.S. using your bank account or PayPal balance. Settle up for your share of the bill, send a loved one the gift of money, or request money from a
friend with ease.
PAY FOR GOODS AND SERVICES WITH CONFIDENCE
Sending money to someone you don't know? With PayPal, you can send it with confidence. When selecting Goods & Services, your eligible send money transactions can be protected by Purchase Protection. Terms and Limitations apply. And, if the recipient doesn't have a PayPal account, can open one easily for free.
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Easily transfer funds from your bank to your PayPal account and access your balance with the PayPal Cash Card. Shop in-store, online or anywhere Mastercard is accepted. Plus, withdraw your PayPal funds at ATMs worldwide.
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We make it easy to send money internationally. Choose from a range of currencies to help maximize the value of your dollar with our competitive fees. Sender and recipient must have a PayPal account.