Experian Credit Report
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FICO® Score + Experian Boost

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1087101090 info
Category
Finance & Productivity
Current version
2.8.7
Price
Free
Size
162 MB
Last Update
Feb 19, 2020
Platform
iOS

User  Reviews for Experian Credit Report

Reviews 266 716 Avg. Rating 4.8
scream  Why to reply to reviews?

User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

AnnieBlanco
Dec 13, 2018

Easy to use and it’s a free app. I understand nothing is for free (they sell our info to 3rd parties) yet those 3rd parties, ie... banks, credit card companies already have our info so no harm to fowl. I just want to see my score when I want since we are using the snowball method of paying off our debt, this app lets me see the positive benefits of paying it down, highest interest rate card first is the plan. After the subprime market crash we relied too heavily on cards to keep our business afloat. We didn't lose our home, business is intact yet credit card debt needs to be addressed head on. We have tons of home equity yet with such a high income to debt ratio & both of us Independent contractors we cant qualify for a refi & cant get zero interest transfer cards to approve us, frustrating. YET. I do wish I could see all three credit scores which is a extra cost but not paying for anything we don't need until we can refi. Its a catch 22 situation but happy this app is available. I say try it!

Wildzebra
Jun 20, 2019

I called the fraud dept number listed regarding hard inquiries from someone applying for credit cards/credit in my name and it being put on my credit report multiple times even after I have a fraud alert. Well, when I called, they said the wait is 15 minutes. I waited on hold 40 minutes while being subjected to the same recording over and over about signing up with their fraud protection service. The lady said she could not help me and would have to transfer me to the fraud dept. I said I do not want to be on hold again for another 40 min. She said it would be only 15 minutes. Finally, when the lady came on phone after 22 minutes, she said sorry we wre closed. I said I had been waiting an hour and the previous lady or your message said nothing about about being closed after waiting so long. The lady did not even care. She said she would have to take number and call me back tomorrow. Very disappointed with a credit bureau who allows any credit to post false info to your report without requiring definite proof that it is really you. How is ths allowed? I already had a credit alert. Then it takes so much time to get this resolved. There should be stricter rules on creditors reporting to someone's credit file.

chanto!
Sep 28, 2018

Experian is the absolute WORST credit reporting agency and a _facilitator_ to fraud. Bunch of shills posting positive reviews, be aware. I’m a recent ID theft victim and I’m going through the aftermath of freezing and monitoring my credit. If the 3 companies, this is the only one that I cannot reach a human to resolve my registration issue. This app throws an error and advises you to call a number, which routes you to automated machines that tend to disconnect on you before you can speak to anyone. As others have faced, I’m still not able to register so that I can monitor my credit activities. Now back to the facilitator to fraud assertion, shortly after I noticed fraudulent accounts and credit applications were opened under my name, I ran credit report checks on all 3 reporting services. Of the 3, only Experian shows soft and hard queries were performed on my account, additionally the queries were performed by Experian or Experian-affiliated businesses. I truly believe there’s still backdoors in Experian’s network infrastructure that they have not patched since their last security breach. My advice is for you to find any and all ways to freeze/lock your experian reporting to prevent being an ID theft victim yourself.

Imyopusha
Mar 18, 2019

Downloaded this app to help improve my credit score. I locked my credit then unlocked it to try to apply for another credit card. Got a notification that the CC company couldn’t run a credit report because my Experian report was locked. It was not locked, I made sure of that. Had to search around for the number to talk to an actual person because the number they provide only gives you automated options. Finally got in the queue to talk to someone, waited 15 minutes and explained to the lady (who was clearly not from the US) and explained the situation to her. She answers with “there’s no lock on your credit,” so had to explain the situation AGAIN to her, which she then proceeds to check if there are any locks on my credit (SERIOUSLY?). As I’m trying to explain AGAIN the situation, the call drops. I get no call back from anyone and waited in line again for 10 minutes (and I’m at work this whole time) and decide to just hang up. PLEASE get better customer service. I don’t care if you outsource but if they can’t understand what I’m trying to explain, there’s a huge disconnect and it only make your customers even more frustrated.

deesmooth92
Jan 17, 2020

So I downloaded this app thinking it was my first time using it, but according to them it’s not, so I had to get my login info, which wasn’t hard. But everytime I sign in, it tells me to complete my registration info, which I do, but then once I finish that, it takes me back to the screen for me to sign in again, and then I just complete the same process over and over again. Tried contacting the customer service number on the app, but of course you can’t get through to ANYONE and instead you have to listen to a audio recording telling you the exact same thing that already isn’t working. When I tried to change my password again on the customer service line, they were supposed to email me a link to do so, which I have yet to receive. I’m like 95% sure that I’ve never even used this service before (I don’t have ANY emails from them, not even from the past when I search through my old emails) so the fact that I’m even going through this is baffling and the horrible customer service isn’t helping at all. It’s like it’s letting me sign in, but it’s not at the same time and just has me going in circles. Just stupid.

About Experian Credit Report

Developed by the Experian,

who have also released the following apps Experian Credit Report .

Experian Credit Report has 266 716 user reviews.

Experian Credit Report has an average rating of 4.8.

The latest version of Experian Credit Report (2.8.7) ​was ​released on Feb 19, 2020.

You can download Experian Credit Report ​here: 1087101090 .

Experian Credit Report Description
3527 chars

Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™. You’ll get the extra credit you deserve with the utility and cell phone bills you’re already paying.

See what's helping or hurting your FICO® Score, learn how your credit report

impacts your score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur.

Plus, take advantage of Experian CreditMatch™ to find better credit cards and apply with confidence thanks to matches based on your FICO® Score.

KEY FEATURES:

FREE FICO® SCORE*

Track your FICO Score and see which financial behaviors are helping or hurting.
Automatically updates every 30 days upon sign-in.

FREE CREDIT REPORT

Better understand the kind of information lenders see – like credit accounts, inquiries and public records.
Automatically updates every 30 days upon sign-in.

EXPERIAN BOOST**

Connect your accounts to increase your FICO® Score instantly.
Look better to lenders and save money by qualifying for better rates and offers.

EXPERIAN CREDITMATCH***

See credit card matches based on your FICO® Score.
Compare your best options and make your choice.

CREDIT MONITORING & ALERTS

Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.
Push notifications send alerts directly to your device.

CREDIT AT-A-GLANCE

Easily see a breakdown of your accounts.
Use the Credit Summary wheel to see the five key elements that make up your FICO® Score.

SUBSCRIPTIONS
Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app.

ABOUT EXPERIAN
Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We’re now the leading provider of credit data and services with credit information on approximately 220 million U.S. consumers and more than 1.5 petabytes of data. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, working with non-profit and public education leaders across the country.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more please visit: https://www.experian.com

**Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.

***Offers are not available in all states. To learn more please visit: https://www.creditmatch.com

Experian Credit Report was released in the App Store. It is developed by Experian, who have also released the following apps - {page_data.app_titles| join(", ")}}.

Experian Credit Report has 266 716 user reviews.​

Experian Credit Report has an average rating of 4.8. ​The latest version of Experian Credit Report 2.8.7​ ​​was ​released on Feb 19, 2020​.

You can download Experian Credit Report ​here

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