Emma - Budget Manager


Finance & Expense Tracking

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(224) icon
1270062373 info
Finance & Utilities
Current version
64 MB
Last Update
Sep 01, 2019

User  Reviews

Reviews 224 Avg. Rating 4.7
scream  Why to reply to reviews?

User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

Jun 21, 2019

This app is crazy! To be able to aggregate all of your financial data into one place and be able to make sense of your finances is great. In today’s world everyone usually has a few credit cards, a bank account, and investments. It’s been a pain to login to every account and try to figure out how much you owe, how much money you can invest and what you still owe for the month. On top of that making a budget is needed for most people to make sure you can actually stay on track financially. This app does everything! One of the coolest features i like right off the bat is it tracks subscription services and will tell you how much you have to spend still the pay period(like bills that come up at the end of each month) and also watches to let you know if there are price increases on your auto payments! I could go on for a while trying to tell you all the features I’ve already discovered. Seriously this app is probably gonna save me hours each month not having to track everything manually. I feel like I have my own personal accountant. Download this now and try it; see how much it can help you!

Jul 12, 2019

I’ve spent lots of time and downloaded many, many budgeting apps looking for the right one. When I downloaded Emma, I instantly realized that I finally found the right app for me. Every day the app will send a notification to my phone, stating how much money I have in my checking/savings. It will tell you how many days you have until payday, categorize your spending and give you a report on how much you’ve spent weekly and what it was for. There’s so many great things about this app and I would definitely recommend it to everyone. It’s very user-friendly and of course, free!😋

Jun 20, 2019

Hi This a very awesome app. Im very happy with this app that i got as this is finally an app that links to my bank accounts and shows ALL my transactions and it already put it in its own separate categories which i love because they are the correct categories to put the transactions in!! This will definitely be very helpful when i start work and have paydays and income to add to my account. This a really good app and highly recommended!! Love this app. ***Developer-Can u please make it Apple Watch compatible in a future update? It would be helpful getting Emma notifications on Apple Watch too. Thank you

Jul 31, 2019

This application has actually changed my spending habits in ways other apps haven’t. I’ve tried other financial planning methods before, but this one actually works for me. I will be continuing to use it for a long time and have seriously considered upgrading to premium.

Jul 27, 2019

Easy enough to use, trying to delete the account is an asinine progress though- have to message the “support team” and then wait nearly a week. Definitely uncomfortable as this houses your financial info, and needs to be updated to be able to be deleted by the user.

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Recommended by Forbes, Financial Times, POLITICO, The Sunday Times and CITY A.M., Emma is your best financial friend.

She helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Our data shows she can save up to $600 every year! Emma uses state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money.


All your finances in one place.
● Avoid overdrafts fees.
● Find and cancel wasteful subscriptions.
● Set budgets and track paydays.
● Help you payoff debt.
● Save money every month.


Emma supports connections with Coinbase, Kraken, Binance, Bitfinex, Bitstamp, Bittrex and individual Bitcoin/Ethereum addresses.


● Emma is secured using SSL 256-bit encryption—the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored.
● The app uses TouchID fingerprint authentication for added privacy and security.
● Emma does not store your online banking credentials.


We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.


Upgrade to Emma Pro for premium features, including custom categories and unlimited budgeting, so you can track your finances like a ninja; Rename Transactions to edit how your transactions should look like; Exporting of Data to understand your finances on excel; Manual Accounts to manage your cash expenses and any other accounts you might have; and the Legendary Pro Icon, because you are a Pro.


If you choose to purchase Emma Pro, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Current Emma Pro subscription price starts at £4.99 GBP/month, and one-month, 6-month and 12-month packages are available. Prices are in UK sterling, may vary in countries other than the UK and are subject to change without notice.
No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Pro, you can simply continue using Emma for free.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy