Earnin - Get paid today
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Cash out $100 instantly

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723815926 info
Category
Finance & Lifestyle
Current version
10.15
Price
Free
Size
344 MB
Last Update
Oct 15, 2019

User  Reviews

Reviews 91 501 Avg. Rating 4.7
scream  Why to reply to reviews?

User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

DrewNstuff
Jun 21, 2019

I’ve been using Earnin for a couple months now and I have to say at first I was skeptical, I mean an app that’s supposed to link to your account?? I was really strapped for cash and my credit limit was maxed out when my car broke down, thankfully I was able to stumble across this app. It took 10-24 hours for them to verify and link the app to my bank account but as soon as I did I was able to cash out $100 within minutes it went straight to my account. If you are on the fence of opening another credit card try this app first. As of now there is no MANDATORY fee but optional tips that keep the app afloat and as with credit the better you tip and pay back your cash outs the better your cash outs can be. This pay period I got a boost to be able to front $200 from my next paycheck as opposed to the initial $100. One problem I’m seeing a lot of people have with this app is that it is like a credit card account in the fact that your payment takes up to two days to process so if you don’t have the money in the account it can definitely leave you overdrawn because it comes out of your account the day of or the day after your paycheck automatically. I have and will continue to recommend this app so long as privacy and fee policies don’t change too drastically in the future. Thanks Earnin for helping take the edge off life’s ever sharp blade! ✊🏼👍🏼💸💰

trip_a
Aug 21, 2019

Me and my husband are a young couple in our 20s he works at Fred Meyer‘s for minimum-wage we get paid every Thursday I have to met I was Little bit on the skeptical side and wondering how much this would truly cost but I literally just set it up in about 12 minutes with the help of customer service chat which was extremely helpful and after 12 minutes of setting it up I borrowed $50 for my nail appointment so I don’t have to cancel it before me and my husband go visit his family it was in my bank in less than a minute and they honest to God let you choose the fee yourself they give you an option from no tip to upwards so you’re super tight you can Little but the tips of what keeps the community going in makes this possible are used to take cash advances from the bank on almost 2 dollars to the dollar this is an answer to prayers for people that have to have a few extra dollars for us he gets paid tomorrow we leave this weekend the only nail appointment I could get was for today on a Wednesday 24 hours before his payday this app was a lifesaver and the people who made it absolutely are putting people first so whatever you do never use the cash advance service again download this app and use it instead do yourself a A favor stop letting cash advance companies and banks rip you off switch to this app and you’ll not regret it very happy customer from Brookings Oregon

Deblue36
Jun 12, 2019

Okay. Let me start off by saying THANK YOU to the app developers, the ones who run Earnin and everyone involved in this process!! When I first downloaded Earnin, I was VERY skeptical to put in my banking information. I went on and took a chance when I got into a bind and I am so thankful I did! The app works by seeing your location and how many hours you are at your work address. I thought well, I can’t do that, I work in a different location EVERY day. It does connect to Tsheets and Brink, both of which my company does not use. They provide the option to upload timesheets! Once I screenshot my timesheet and upload it, my earnings are updated within 10 minutes! (I really appreciate YOU, the person who verifies these too!) I only use this in an emergency situation and it keeps people out of debt with check cashing companies which can really financially hurt anyone with the never ending cycle they get you into. Speaking of finance charges, YOU get to choose how much you want to ‘tip’. I ALWAYS tip, even if I’m running low. This service is ALWAYS here when I need it, they need to be paid for the time, efforts, and just for the simple fact they provided me with a service. Sometimes I do tip more because I know there are the people who take advantage of it and don’t tip anything. PLEASE TIP!! Keep this service going and at a low cost for EVERYONE!!! Thanks for an awesome job Earnin and helping us when needed!! ❤️

tehBearClaw
Aug 26, 2018

I have been trying to no avail to set up this app. For nearly 3 weeks they claimed they were unable to verify my bank account. Everything else had been able to verify. Then suddenly things changed and while my bank was verified, they were unable to verify my payday? What changed in that timeframe? They ask me to send screenshots and then claim that the account info doesn’t match what they have on their records...the same info that I typed in 3 weeks ago, for a bank account I’ve had for nearly 5 years. I then send more screenshots with carefully worded responses because there is clearly not a blanket solution to my issue. I the receive form responses or no response at all. I’ve worked in customer service and currently work in sales, if handled my accounts with such a laissez-faire attitude I wouldn’t have a job. Would love to use the app but it’s been nothing but an enormous headache thus far. UPDATE: about a week after my initial review, my problems were resolved. I have been using the app problem free for a couple months now and can say it is truly as good as it sounds. They give you the money, and it gets deducted when you get paid. I have a partial commission payscale, so being able to pad a light paycheck with money from my large check is godsend when the weeks don’t line up well for things like rent and student loans. I’m updating this to a 5 Star review.

❤Janice ❤
Oct 05, 2017

Let me start off by saying just like majority of the people that download the app and give it a try I was VERY skeptical as I am with most things online these days. It honestly just sounds to good to be true. But this is not a fake review so let me be the first to tell you this app is 100% legit. Now as far as the trouble people is having you have to expect it especially when your dealing with a government banks but after the approval from your bank and employer you are pretty much good to go. I personally had times where I just needed some extra cash just to hold me to hold me over till my next payday and was force with the only option was to get a rip-off payday loan. Sometimes u may be in need of a simple credit card payment due or a bill or even gas to commute to work for the rest of the week and don’t need a loan for hundreds of dollars this app helps with that on another it’s crazy because something like this is for the average 9-5 worker who often overlooked. This app is a game changer and I def think of you are skeptical give it a try and see how it works! Do not listen to negative reviews everyone don’t have common sense use your own.. On another note I’m surprised this is even legal lol most of the good thing that are created to help society terrible people put a stop to it. I hope this app blows up and change lives and outlooks as it did mines!

Description
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Earnin is a community-supported app with a mission to build a financial system that works for people.

Get paid up to $500 between paychecks, avoid unnecessary overdraft fees, and earn cash back on your purchases.

Helpful financial tools in one simple, easy-to-use app.
No fees. Just pay what you think is fair.

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*** Featured in Forbes, Nerdwallet

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3 SIMPLE STEPS TO SIGN UP:
1. Connect your bank and tell us where you work.
2. We’ll verify your bank and confirm your hours worked; you cash out up to $100 per day and tip what you choose between $0-14.
3. On payday, we’ll debit your account for the money you cashed out plus any tip.

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• 50%: Earnin members overdraft 50% less than the average.*

• 75%: 75% of members say Earnin has increased their ability to pay for gas and get to work.

• 95%: 95% of members say Earnin has helped pay bills on time.

• 15M: Community members have paid it forward over 15 million times.*

• $100M: If members made the same purchases without Earnin, they would have incurred over $100M in additional overdraft fees in June 2019.

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Need access to the wages you’ve already earned after working?
+ Cash out and get paid when you want. Up to $100 per day, and up to $500 per paycheck.

Need help avoiding hefty overdraft fees?
+ Sign up for Balance Shield Alerts to get notified when your bank account is low.
+ Turn on Balance Shield Cash Out to get up to $100 of your earnings deposited into your account to help avoid the chance of overdrafts.

Need extra cash?
+ Join Cash Back Rewards and earn up to 10% cash back when you shop at 1000’s of participating local and national businesses.

Need your cash out immediately?
+ Set up Lightning Speed by connecting your debit card to your Earnin account and receive your money in less time, with no additional charge!

Need help remembering which bills are due?
+ Use our Financial Calendar, a handy tool that informs you of any upcoming payments.

Need help with any questions or issues you may have?
+ Get 24/7 Live Chat support in the app, including all holidays.

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*Note: https://www.hicharlie.com/blog/how-to-stop-overdrafting/
*Note: When a community member chooses to leave a bigger tip, they help cover the tip for another member.


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