Digit: Save Money Easily
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Manage savings & pay off debt

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1011935076 info
Category
Finance & Productivity
Current version
3.16.0
Price
Free
Size
143 MB
Last Update
Jan 15, 2020
Platform
iOS

User  Reviews

Reviews 174 116 Avg. Rating 4.7
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User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

uhlolwut
Jun 23, 2018

I discovered Digit back in March 2018 & I’d be lying if I said I wasn’t skeptical at first. A lot of the negative reviews made me very nervous to try it out when I first started out, but I’m a customer for life, now! Digit helps me make sure that I’m saving money, & I really don’t even notice the money that’s being taken out to be saved. I love how quickly I’ve managed to save money towards individual goals, as well as in general. It’s amazing how much you can save when your funds are being put somewhere that you won’t have immediate access to it. & if you’re concerned about withdrawing funds at any point in time, it’s an absolute breeze. The withdrawal minimum is really helps as well. I have mine set to $50, & they’ve never withdrawn money from my account when my balance is at $50 or below. They also won’t withdraw on weekends, which is always helpful because I can never get an accurate balance on my bank account until Mondays or Tuesdays. Also I could rave & rave for days about the customer service. They’re absolute sweethearts & they’re more than happy to answer any questions you have for them. They don’t make you feel stupid or under appreciated. I would & DO recommend this app to anyone who has trouble saving or anyone who just wants a little help putting some spare money to the side for a rainy day. I promise you that downloading this app will be something you won’t regret!

Stupendous_Weeaboo
Aug 03, 2019

This app is awesome! The part where is scans your account and saves for you is phenomenal, but you can also manually move funds as well, which is great! In doing so it makes saving mindless and easy while also letting me organize my funds for any large purchases or financial obligations with ease. Withdrawing from digit is simple and easy! You can do it two ways, the first takes a couple days for the money to hit your account after withdraw and that is free of charge, which is awesome! The second, if you need the money ASAP takes only a couple minutes to hit your account, but cost you a dollar. In my mind it’s a dollar... who cares, the total value you receive from the app vastly exceeds the 1 dollar charge for that option or the 3 dollar subscription. Made a whoopsie and over drew? No problem, digit has your back, turn on the overdraft protection in the app (even if you never overdraw your account, it’s a good option to have on), and if it happens digit automatically withdraws from your rainy day fund to cover down on the overdraft, no excess fees. Over all, the app is designed to help you out in as many ways as possible, with financial goals, bigger ticket purchases, financial obligations (rent, mortgage, car payment, etc). High 5 to the developers, you guys a really taking a step in a great direction to help people, keep up the great work!

TranTracy
Nov 15, 2019

I’ve been using Digit for a year or so now and I really love it. I have the credit card paying feature on and it’s pretty great. It is like a nice little extra payment to my credit card bills on top of what I already pay. I also love the texts that I get every morning about my account balance because it helps me be more aware of my spending and budget. I love just being able to open the account and be happy that I saved $x without even realizing it. Even if they take little amounts daily, when it accrues, it can be a nice fund to have when you least expect it. I think a lot of these new reviews that give one star are pretty unfair. Most of them seem like communication issues with their bank because I’ve never had much issues. Also, I think $2.99 is fair for the service they do. People can’t expect everything in life to be free. If what you’re saving is not or barely $3 a month, then I think that’s a personal finance issue that you should be focusing on, not the app charging “unfairly” but that’s my opinion. The only thing I would say could use improvement is if they can update my checking account balance closer to real time because sometimes it’s delayed and shows either yesterday’s balance or something.

Becky sue.
Aug 21, 2018

I love this app, it’s saved me over 5K without me even having to break the bank. Yes they have a monthly fee, but you save a lot more and they give you every 90 days 1% of what you saved. So it’s almost like you’re making your fee back. But, the one thing I don’t like is the algorithm they have for saving money. I had $800 in my actual account where they take it out from, the entire time I had this app (Jan 1st) they haven’t taken out more than $5 each time for all three accounts I have, so more than $15 a day. That’s fine, it’s usually never more than that. But today, for some odd reason, they took out $24 for two accounts and $18 for one. LIKE JESUS! I had my car payment go through and some others that haven’t been taken out of my account but I thought it was fine since they have never taken that much out of my account. For now on when I have my car payment and anything else that is a large payment I’m going to have to suspend the savings for a couple days till they can take my payments out, or just manually take out the savings. It was freaking crazy to see that be saved. And I can’t put it back into my account since I get paid on Friday and it takes multiple days to even get the money when you withdraw it. So watch out on that y’all. I was shocked!

Mreeves336
Jun 19, 2019

UPDATE: I closed my account and they’re still taking money. I even screenshot Ted the conformation. Your bank likely offers the same service for no more money. Digit makes you wait several business days for money...completely defeating the purpose of a rainy DAY fund. You pay them monthly when you can just pay your bank whatever you pay them anyway. You want a monthly fee but can’t offer instant transfers??? NO. Great concept but in someways, the app seems under developed. The biggest issue is you don’t have an instant transfer to bank account option even though you’re directly linked to my bank account. The reason people save money for rainy days is to be able to access the money on the same rainy day. Not three business days later. You can’t cut off the text messages that send your bank balance to your phone every day without cutting off all text notifications. For many reasons, I do not want my bank balance, as someone holding my phone has already seen that text message come through and that is embarrassing and invasive. In addition, the boost feature is weird and under explained. I’m not trying to boost to get to any goal, I just wanted to save more money. I should be able to do that without having to go through some cliché feature called boost that barely explained and has one sentence in an article under frequently asked questions that was hard to find. This app needs some work.

About Digit: Save Money Easily

Developed by the Hello Digit, Inc

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Digit: Save Money Easily has 174 116 user reviews.

Digit: Save Money Easily has an average rating of 4.7.

The latest version of Digit: Save Money Easily (3.16.0) ​was ​released on Jan 15, 2020.

You can download Digit: Save Money Easily ​here: 1011935076 .

Description
1893 chars

Managing your money can be hard. Saving money for the future is even tougher. But what if you could easily save a little bit, only what you can afford, every single day?


Digit is your smart financial assistant, helping you to achieve your goals.

Without even thinking about it. Pay off debt, plan a vacation, save for a house, or, put a little aside in a rainy day fund. Save your money, easily and securely, with Digit.


3 STEPS TO BETTER FINANCIAL HEALTH


1. Digit analyzes your spending habits.
2. And automatically moves the perfect amount to a secure Digit account.
3. So that you can manage your savings and achieve your financial goals.


Join the finance revolution that's saved users over a 2.5 billion dollars. Featured in Business Insider, Elle, Bustle, Money Peach and US News, Digit helps you to manage your money and improve your financial health.


MONEY SAVING FEATURES
- Save the perfect amount of money every day based on your income and spending.
- Save for an unlimited number of goals, with recommended timelines for achieving them.
- Pay off more of your debt, with precise amounts determined by your income and spending habits.
- Get overdraft protection with notifications for when your account balance is low.
- Withdraw your money as often as you like. No fees, no minimums.
- Earn 1% annually on your Digit savings. That's 11X more than most savings accounts!
- Bank-level encryption software keeps your funds and personal information secure.
- FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000.


Digit is completely free to try for 30 days. After your trial period, a monthly subscription costs $5 and can be canceled anytime.


Let Digit help you to pay off debt and manage your savings, so you can sit back and enjoy your life.