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Dave - Banking & Cash Advance

(537 116)
Last Update
Jan 20, 2022
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Ratings & Reviews performance for Dave - Banking & Cash Advance

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Number of reviews,

537 116

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Dave helps improve your financial health with our breakthrough financial tools. Think of us as your financial companion, your banking buddy. We’re here to help, not surprise you with fees. It’s easy to sign up and start balancing your budget. Get a cash advance up to $250 (1) to cover daily expenses, search for local side hustles, and access our easy-to-use automatic budgeting tool right from the app. If you set up your Direct Deposit with Dave, you can get paid up to two days early (2), and build your credit (3) in the process. All without having to worry about overdraft fees. Fun fact → Dave has saved its customers nearly $200 million in overdraft fees. Not bad, right? 
Here’s why millions of members use Dave… GET UP TO $250 (1) We’ll help you to avoid those pesky charges with cash advances up to $250 for qualified users. No interest, no credit checks. Easy communication between our bank and yours helps you access money when you need it most. GET PAID 2 DAYS EARLY (2) Get your paycheck up to two days earlier. You can deposit paychecks, unemployment benefits, stimulus payments, and tax returns directly into Dave Banking. BUILD CREDIT (3)
 We partnered with our friends at LevelCredit to help you build your credit just by paying rent and utilities on time. Dave Banking members get this $100 per year service for no charge. Really, it’s totally free. NO HIDDEN FEES We’re not here to surprise you with fees. Dave Banking guarantees no hidden fees, no minimum balance fees, and no overdraft fees. Plus, you get access to over 30,000 fee-free ATMs with MoneyPass. BUDGET
 Intuitive budgeting tools and predictive alerts? We’ve got you covered. All you need to do is open the app and do your thing. Our simple planning tool helps you organize upcoming and recurring expenses—such as rent, utilities, and even trips to your favorite restaurants and local shops. FIND A SIDE HUSTLE We’re also here to help you find ways to earn extra money. You can apply for dozens of side jobs, right from the app—just sort by work-from-home and remote work opportunities to find jobs that fit your lifestyle. For more information please visit (1) $250 Cash Advances: Eligibility criteria applies, see for more details. (2) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance. (3) Credit Building: Available after two qualifying direct deposits that total at least $1,000 in a month (combined). Other eligibility requirements may apply. Free one-year subscription to Level Credit. Enrollment required.

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User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

Nov 30, 2019

So far, this app has proven to be reliable. I’ve started a new job and my second paycheck was still 5 days away when I realized that my bills would barely be out of reach. I saw an ad on tv for Dave and thought it might be a good fit for me. When asking for an advance, I saw that it could take up to 8 hours to transfer, which inclined me to do it sooner than later just in case I would find myself needing the money and not having the time to wait. Next, Dave told me I could pay it back on my next payday, but when choosing an option they only allowed me to select one of the next 2 days. Dave could tell from my transaction history that my next payday wouldn’t be for another 4 days and I had a hard time finding out what penalties I would accrue for being late. But, my phone battery was dying, and internet would be shut off if I hadn’t gone through with it, so I picked the latest possible day and moved on. Without knowing my outcome of this experience, I’d have to say that so far the app has been straightforward, honest, and very handy for personal bookkeeping. I would just like to know more about my payback options and how I can avoid making a bigger hole than I started with, or else I would give 5 stars. **update** I was not charged an extra penalty for taking a little longer to pay back my advance. This was my only concern, but now I feel like Dave has shaken my concerns and fulfills my expectations. Would recommend

Aug 23, 2018

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

Oct 24, 2018

I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that Dave helped me out with. The deets: This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this Dave app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously Dave fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!! I don’t foresee using this app much, but I wanted to share with you all a real-world example of this app being s lifesaver. I never knew I’d need it - until I needed it!

Katie ralphs dave appli.
Dec 15, 2019

Hello! So my boyfriend was my resource for finding out about these apps out there that will help you with money until payday! He goes thru the app called “Earnin” which was the one I was initially going to go threw but because of all the info they needed and how long it would take I chose “The Dave” app! Now the thing that doesn’t make any sense and really makes me mad, is Earnin app borrows my boyfriend as much as he needs from his upcoming check! Which is what I was expecting and needing from Dave app! This app only gives me $20 dollars! Honestly that is just an insult and not even helpful! What is 20 bucks going to do to help me out, especially in today’s world and with 4 kids that need to be fed and a vehicle that needs gas to allow me to get to work? It is not enough money to help a family or even a single person! You need to make it available to borrow what the customer wants and or needs! They are the ones who pay it back and it’s there decision and or problem what they chose to borrow from there next check! You guys take the money right out our accounts automatically so I don’t see the issue with not allowing your customers really get the help they need. That would also make you guys more money because we as customers would tip you way more better. Please explain why it’s only 20 dollars I can borrow for 5 days until I get paid :( ? Thanks much, Kaitlyn Ralph

Mar 28, 2020

So I really do enjoy this “app,” if that’s what it should be called, but I have a few opinions about it. Dave definitely helps organize finances by giving advances when needed. However, the terms of when you can take an advance, and how much you can ask for, are very unorganized. I have taken out advanced, and I have paid them all back, in full and on time, but there are stipulations that users aren’t made privy to until the “app” drops that bomb on them. For someone who is not over drafted in their own bank account, OR in the Dave app, and someone who makes their payments in full and on time, there shouldn’t be a limit on how much they can ask for, or when they can ask for it. If these limitations are there to make it easier for the user to handle their finances responsibly, there should be more leniency towards those that are in good financial standing with Dave. If I have “borrowed” money, multiple times, and paid it back in FULL, MULTIPLE times, EVERY time, the limitations should not occur. I understand the app is new, and the kinks are still being worked out, so me being as detailed as possible should benefit those working on making Dave the best it can be. Thank you for your time, and as I will continue to use Dave, I hope to see improvements that cater to users that are responsible with their usage. Place limits where they are needed, but offer opportunities to those who meet or exceed expectations.

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About Dave - Banking & Cash Advance

Developed by Dave, Inc.

Dave - Banking & Cash Advance is ranking in   Finance

Last update was at Jan 20, 2022and the current version is 2.62.0.

To see all other keys and revenue click here 1193801909

Dave - Banking & Cash Advance have a 537 116a user reviews.

Dave - Banking & Cash Advance was released in the App Store. It is developed by Dave, Inc, who have also released the following apps.

Dave - Banking & Cash Advance has 537 116 user reviews.​

Dave - Banking & Cash Advance has an average rating of 4.0. ​The latest version of Dave - Banking & Cash Advance 2.62.0​ ​​was ​released on Jan 20, 2022​.

You can download Dave - Banking & Cash Advance ​here

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