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Current: The Future of Banking

(149 719)
Price
Free
Category
Finance & Shopping
Last Update
Mar 28, 2024
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Store Performance Index

64%

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Ratings & Reviews performance for Current: The Future of Banking

Ratings & Reviews performance provides an overview of what users think of your app. Here are the key metrics to help you identify how your app is rated by users and how successful is your review management strategy.

Number of reviews,
total

149 719

Avg rating,
total

⭐4.8

Description

3966 chars

Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa credit and debit cards so you can make the most of what you've got. Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. Join over 4 million members that trust Current & sign up today. WITH CURRENT YOU CAN BUILD CREDIT: Use your Build Card to build credit safely with every swipe, no credit checks or history required. ACCESS CASH: Qualify for up to a $500 Paycheck Advance⁶ SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.¹ GET PAID: Payday comes up to 2 days faster with direct deposit.² SAVE: Earn up to 4.00% annual bonus on your savings with a qualifying direct deposit.³ GET REWARDED: Get up to 7x the points and cash back on swipes.⁴ GET HELP: 24/7 support & chat in the app. TEEN ACCOUNT BENEFITS SPEND: Get instant money transfers from parent to teen, spending notifications, and set automated allowance payments. STAY SAFE: Parental controls let you pause the card directly in the app, set spending limits, and block merchants. No minimum requirement to open any account. Teen accounts must be linked to a parent’s account through the app. ¹ Some fees may apply, including out of network ATM fees of $2.50 per transaction, late payment fees of 3% of any total due balance outstanding and past due for two or more billing cycles, foreign transaction fees of 3% of the full transaction amount (minimum $0.50), card replacement fees per card of $5 for regular delivery and $30 for expedited delivery, cash deposit fees of $3.50 per deposit, and third party processing fees. ² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits. ³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. A qualifying direct deposit of $200 or more is required for 4.00%. No minimum balance required. Refer to Current Boost Terms and Conditions at current.com/docs ⁴ Points available at participating merchants. Teen accounts do not earn points ⁵ Your money is FDIC-insured on a pass-through basis up to $250,000 at each of our partner banks, Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. ⁶ Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank. Refer to Paycheck Advance Terms and Conditions at current.com/docs/. The Current Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.

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User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

Link12345678910
Oct 09, 2019

Current has been an essential tool in teaching my teen financial responsibility. Having a debit card that 1) doesn’t fall into overdraft; and 2) gives him the freedom to make his own choices has been invaluable. I am feeling confident that when I do give him an actual bank debit card or credit card when he leaves for college he won’t go crazy and spend spend spend. He’ll have this foundation of good spending habits already in place. My son & I joke that it’s really the Bank of Mommy, since I get to control how much money is in the account at all times, and he has to answer to me when I see any charges. The allowance feature is nice, we have a weekly amount set up so he knows he can at least count on a small deposit every week. He’s too old now to be paid for chores (he’s 18) but it is nice to be able to instantly transfer money to his spending when he finds himself in a situation. And believe me, teens find themselves in all kinds of situations where they need an extra $10! Overall, this has been a great tool and the app is easy to use. The only problem we’ve run into is mobile check deposits directly to the account — they take longer than if you just deposit to your own bank and transfer over to Current.

ampfrances
Sep 02, 2018

I started free trials for two competing debit card companies, and this one came in second. It takes a full day to transfer funds from my bank account into my parent wallet in the app! That was way too long. I need the money there instantly. I debated this card in the first place because I wanted the chores to be checked off and payment to the kids to be made only if chores were done, but it is not a simple integration. Once you create the chores, you can’t edit them, so even if there is a typo, you are stuck with it! You can’t change the order that the chores appear for each day, and there isn’t a check box to check them off when they’re done. I started by creating a separate chore for EACH action I wanted done, but it takes up most of my screen to show one chore, and with three kids and at least 15 chores each, it wasn’t worth it. I decided to go with another card that does not have the chore option, but transfers to my parent wallet immediately, does not require such an elaborate password to get into the app (how about a PIN or fingerprint?), and I can turn each card on or off any time with only two clicks instead of three. If I think it’s lost? Off. If I can’t find it? Off. Kids have it safe in their wallet? On. Current does not have that option without reporting it stolen.

Spessman
Nov 26, 2019

This app has been great for managing my own funds with my parents but it tends to break down, on my old phone and iPad it completely locked me out. My dad has been able to send funds from his account but I tried to get a dollar drink expecting my dad to have put funds in (I can’t read my funds because it locked me out) it was denied and I was like ok fair enough I’ll text my dad and he can’t send the funds because it says “Insufficient Funds” or “Transaction cannot be completed due to low funds” or something like that (that’s the point of me getting money????) we cant send the funds and now I can’t get paid my allowance. Even worse is the fact that we haven’t gotten responded too because the customer support has (so far) been non-existaint, the FAQ has so little awnsers that whatever you search either gives you nothing or the entire list. And since it’s named current, googling “Can’t send funds via current card app” just shows random BS for other banks and cards. It’s been so useful yet at the same time I want to punt my device through a window! Why can’t the updates actually fix these problems? We’ve tried uninstalling and reinstalling and it doesn’t work so this just LOCKS PHONES!,!!

MommyLeahK
Apr 19, 2019

I have tried nearly every allowance app and current allowed me to schedule regular deposits on a particular date. However, when I went to set up regular allowance for the kids, it only gave me the option to transfer directly from my bank. It is not even an option to transfer from the parent account. That is the entire appeal of the app is to manage allowance funds in one central location. We get paid monthly so a monthly transfer to the parent account makes sense. However we want to pay the kids weekly from the funds in the parent account. As of yet I have not been able to set this up. I contacted support last week but beyond an automated response that said they received my message, I am still waiting to hear anything back. The concept is a good one, but perhaps not effectively executed. **UPDATE: I had to drop to one star because not only have I not had a response to my email, but I have been trying to get through on the phone and after about 20 minutes of holding a recording came on and said we are currently receiving a large volume of calls. Please email (tried that) or try our online support. Click. It hung up on me! After all that waiting, it doesn’t give you the option to continue holding your place in line. It just drops you so you either start over or give up. I am not giving up until I get a full refund.

swanklyfe
Jan 05, 2019

I’ve had the current card for a while for my teenage son. I’ve been having no success at signing into the account through the website or the app. I’ve contacted the company and all I got was a succession of robo emails. There’s no one to talk to when you make a complaint just emails. I have no problem signing in but every time I do it automatically routes me to a verification page with no other options. It asks for all my info which I give and it tells me there’s already an account with that information. Duh!!! It’s me!!! No matter how many times or different ways I try to access the account it always routes me this way. My sister can log into my sons account with no issue. I’ve left email after email with nothing but automated responses. I’m about to cancel his card and my nieces card as I have no way to properly access the cards nor does anyone from the company seem interested in assisting me. This has been an ongoing nightmare. Be careful before you put money into this. It seems as if there’s a robot running the company instead of actual people. Has technology gone so far that people in a company don’t take the time to deal with customers anymore? When it comes to money, technology is great, but when there’s an abounding issue with my money, I want to speak to a real person. If I could give it less than one star I would.

CSR Racing 2

About Current: The Future of Banking

Developed by Finco Services, Inc..

Current: The Future of Banking is ranking in   Finance & Shopping

Last update was at Mar 28, 2024and the current version is 7.0.0.

To see all other keys and revenue click here 1077366211

Current: The Future of Banking have a 149 719a user reviews.

Current: The Future of Banking was released in the App Store. It is developed by Finco Services, Inc., who have also released the following apps.

Current: The Future of Banking has 149 719 user reviews.​

Current: The Future of Banking has an average rating of 4.8. ​The latest version of Current: The Future of Banking 7.0.0​ ​​was ​released on Mar 28, 2024​.

You can download Current: The Future of Banking ​here

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