Afterpay - Buy Now, Pay Later

I’m not the best at remembering when bills are due. You would think I could remember reoccurring automatic payments but nope...haha. I really do need to organize my bills a lot more. Anyways, I have a few AFTERPAY payments I make each month and I keep forgetting which one is what amount. Luckily for me AFTERPAY has taken all the guess work out so I’ve never been late! (tapping on wood) I feel so accomplished lol. The reason is because they notify me 4 days prior to the day my payment is to be automatically drafted and exactly how much it will be. They will also update me again as the day gets closer which gives me plenty of time to add money to the account if I’m a little short that month. I’m completely covered and never late with my Afterpay account. If you knew me you would realize how crazy that really is. The way they have this set up for the customer is a financial saver and prevents things from bouncing. This is such a great system and helps those of us on a budget to get products we normally couldn't afford. I have products that are just to expensive to pay all at once. The other cool part is if u want to pay it off or make just a bit higher of a payment one month u can do so through the app. I give this the highest rating possible but would love to add an A+ to it as well! Thank you AFTERPAY for making it possible for a mom of 7 kids to pamper herself from time to time:)

I hesitated to buy any items that I couldn’t pay for or that I had wanted for a long time that were a little out of my price range. I came across Afterpay and absolutely love that I can now get the items I want and pay in four separate payments instead of all at once!!! This allows me to buy things I never could afford before because if payment installments I now do not need to take a large chunk of money and splurge once or twice a year instead I can buy whatever I want and pay over the course of the month. For the average working person this is an awesome app and awesome way to love a little luxuriously more than maybe you could have before this app was invented. I make my payments on time and am never charged any extra paying only for the items I purchased but if you are late the fee is not real exorbitantly high. Thank u Afterpay you guys seriously rock!!! You carry a lot of my favorite brands and look forward to the day that you have Too Faced cosmetics added to your growing list!!!

I first started using Afterpay last month when I made a rather large order. The idea and the concept is really cool but the app is a pain to use. I made the first payment on my order two weeks later as scheduled and it gave me a notification saying that the payment went though and it gave me my new remaining balance. Two days later, me email gets bombarded with emails from Afterpay saying that my payment was declined and they had tried to take the payment over and over again when it didn’t work the first time. When I first authorized the payment on the app, I had the money to cover the payment. When they tried over and over again to make the payment, it overdrafted my checking account and put me in the negatives screwing me over for groceries. Just recently, I had to make a switch to a new debit card through my job and when I tried to add it to my payment methods, it kept saying “Oops! There was an error in your billing information! Please try again!” Even though all of my info was correct. I went to the customer support section and found out that until the first order that you made is completely paid off, you can’t add another payment method! This service is not convenient at all and is a massive headache to try to use. I am going to pay off what I owe and I’m never using Afterpay again. I definitely would NOT recommend them to anyone.

Had an issue with my bank card for potential fraudulent activity so they sent me a replacement card. In the meantime of course a few of my afterpay payments didn’t go through and I had to wait for my new card to come in. So out of literally hundreds of paid off in time purchases I’ve had with them, they keep saying my purchase is too much. A single purchase of $50! When I don’t even have any open purchases. All paid for. So out of over $15,000 in purchases with them easily all paid for on time, now they are giving me a hard time. So I attempted to ask for help to just get this issue fixed and looked into. And instead they send me a automated message that literally solved nothing about what I asked. 🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️ oh well I highly recommend five stars to QuadPay, sezzle, Klarna and affirm!! Their customer service is outstanding !!! I had the same issue with them and they understood how the card issue missed me up but it was no issue at all!! If you’re looking into Afterpay check out the others i just sent! Klarna and QuadPay even are more advanced as you can use a virtual card to make purchases ANYWHERE !!! Same zero interest split into 4 as well!! Hopefully afterpay will fix this if not oh well I have plenty of options as do anyone else in the same boat 🤷🏻‍♂️🤷🏻‍♂️🤷🏻‍♂️

i never write reviews but dang afterpay is great like i have bought so so much stuff from places i usually wouldn’t because just a pair of jeans can be like $70 but with their plans i can buy like 7 things and have a $70 two week payment plan like if you still want to have money on the side but also buy things you can afford, use this app! like i am so grateful for this app i wouldn’t have most of the things i do today if it wasn’t for this app or apps like this. it’s so affordable!! i was happy when i found out this was even a thing and i’m still happy with how affordable it all is. and as someone else said i like how it tells you in advance when something is due. i’ve never been late but i’ve also read they give a TEN day grace period if you’re late with payments, AND the late fee is only $8. i also like that if you want you can pay some or all of it in advance. like idk it makes me happy this is so affordable and i can finally get the things i want. thanks to whoever made this for real.