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Affirm: Shop and pay over time

(777 471)
Price
Free
Category
Shopping & Finance
Last Update
Oct 20, 2021
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Store Performance Index

64%

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Ratings & Reviews performance for Affirm: Shop and pay over time

Ratings & Reviews performance provides an overview of what users think of your app. Here are the key metrics to help you identify how your app is rated by users and how successful is your review management strategy.

Number of reviews,
total

777 471

Avg rating,
total

⭐5.0

Description

1504 chars

With the Affirm app, you can shop stress-free at any store and pay over time—with no late fees, penalties, or hidden costs of any kind. How does Affirm work? It’s simple:  • Find your favorite store, fill your cart, and choose the payment option you like best. • Complete your purchase online or at a physical store with Apple Pay or Google Pay. • We’ll check your eligibility and then you’re good to go! (This only takes a moment and won’t affect your credit score.) You won’t be hit with late fees and you’ll get more flexibility because our payment options have longer terms. Plus, we’ll never charge you with penalties or hidden costs of any kind. Why you’ll love using the Affirm app: • Buy now and pay over time at almost any store. • Get exclusive offers as low as 0% APR. • Manage your account and make payments. • Open a high-yield savings account with no minimums and no fees. Say yes to more of the things you love while staying true to your financially responsible self. Don’t miss out on the things you love. Shop now and pay later, it’s really that simple—download Affirm and pay at your own pace today. Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Payment options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

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 Why to reply to reviews?

User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

Kelly Biloxi, Mississippi
Sep 28, 2019

Affirm has been so convenient to use with affordable monthly payments! Just download the app and apply for credit right from your device! No phone calls, no sales person to talk to. I needed a loan for a vacation I wasn’t prepared to pay for in full, well I was on my Orbitz app, shopping for a hotel/package deal I’d never heard of Affirm before they offered me a low monthly installment payment drafting from my personal checking account so I was able to pay for my hotel stay and round trip flight from New Orleans to Chicago for 2! Yes that’s right and was on my way within minutes! It’s so easy! I also needed an expensive gift for my son that I had promised him for Christmas and yes again I was buying new tires and wheels for his truck that day with preapproved credit card access. That’s right, Affirm actually provides you with a picture of a credit card within seconds and i just started shopping. Again, no call sales, no forms to sign and listen to this; no leaving the house to go pick up a loan check, take it to the bank and deposit it. I’ve had 3 successful loans and plan on many more. I’ve told so many of my friends and family about this app and it’s conveniences I feel like a walking billboard for them! Good luck and happy shopping! Kelly Biloxi, Mississippi

Mppeirce
Jan 23, 2019

This app was a savior in a rough time for me. I had a huge expense essentially eliminate all of my savings at the time, and wouldn’t you know it - suddenly I needed more money for a flat tire. Doesn’t make much sense to replace one tire at a time, so at bare minimum I needed to get two. I had a few days left before payday so I needed a good chunk of money to make my purchase and I was talking to my sister, who told me about Affirm. It was so simple. No credit check. No hassle. I put in my information, and was approved for way more than I needed. Making a purchase was just as simple too!! This app is so easy to maneuver, and to get the money you need - and to pay back. The interest rate is high, but if you pay it back early and timely, the amount paid towards interest is worth the ease and ability to borrow money from a lender from an app. No phone calls, no pesky questions, no credit checks, and I get money for my purchase. It’s amazing. You cannot use this with Apple Pay or to send money through Western Union or any of those apps. It’s all electronic currency, nothing you will ever be able to put in your hands.

NisaPDX
May 16, 2018

This is a such great financial service. I really like the fact that there are no hard credit checks performed and the terms are not the same as a traditional credit card where there is a revolving balance. They have an extremely extensive listing of participating retailers in multiple categories such as clothing (including super high end like LV), beauty, home appliance & furniture stores, and even some major airliners plus travel services such as Expedia! Travel expenses, especially if you need to make plans last minute, can be extremely costly, so having the option to use Affirm to fund your purchase instead of putting it on a credit card is awesome. I also love the fact that you can get an estimate of the amount you may qualify for, and that the total you’re ultimately approved for isn’t fixed. Another thing I appreciate is not being penalized for paying off my loans in advance. Oh, and the app is just as fantastic too. Super easy to navigate, straight forward FAQ/answers, and is very aesthetically pleasing. I am so, so thankful for this service, 5/5 stars all around!

Davie N.
Oct 11, 2019

I have poor Credit and was very happy with the help of affirms financing. It’s great and cheap. Even with my terrible credit I received 15% which is much better then the 19-21% on cards I get. 15% is still high but for those with even better credit would reap much better benefits. Got 450$ financed for only 38$ in interest over a 12month payment plan. And the app is very easy to use. And doesn’t start the actual payment day until your order is shipped. So even thou my Order was placed on sept29th. I would log on affirm every day and watch it go from the 1st. To 2nd to 3rd and add by 1 every day until the 7th when my package arrived at my house. Which is great because the high quality websites I use have parts coming from Germany directly for my car and so shipping takes 1-2 weeks and instead of being 2 weeks into my order and having 2 weeks to pay my affirm account It didn’t start the payment dates until i received my items. Will be using affirm from now on over any financing program for a long time currently.

Bunny. J
Jun 04, 2020

This app came in handy when i needed! BUT please understand each loan you take no matter the size does show up on your EXPERIAN credit report. I was approved for about 2500$ I made purchases at multiple retailers. Thought nothing of it till I seen my credit report. My fico went down for having a consumer installment loan. Not knowing having 9 loans at the time. Also it shows as closed accounts when paid off. So safe to say my score will be going down yet again because I now only have 3 loans left so. I will have 7 closed accounts on my report (originally had 10 from affirm all equaling 2500$ in total) so although you get approved for one lump sum. If you shop at different retailers it will all come up individually on your experian. Also before finding all this out I paid down my loans and attempted to get another for an emergency and was denied twice. First time for supposedly being unable to verify identity smh and second for having two many open loans even though the balance was down to less than 1000$. So if you reallyyyyy need to use this please stick to one loan period. Even when paid off do not use again

CSR Racing 2

About Affirm: Shop and pay over time

Developed by Affirm, Inc..

Affirm: Shop and pay over time is ranking in   Shopping & Finance

Last update was at Oct 20, 2021and the current version is 3.135.1.

To see all other keys and revenue click here 967040652

Affirm: Shop and pay over time have a 777 471a user reviews.

Affirm: Shop and pay over time was released in the App Store. It is developed by Affirm, Inc., who have also released the following apps.

Affirm: Shop and pay over time has 777 471 user reviews.​

Affirm: Shop and pay over time has an average rating of 5.0. ​The latest version of Affirm: Shop and pay over time 3.135.1​ ​​was ​released on Oct 20, 2021​.

You can download Affirm: Shop and pay over time ​here

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