Up has the best UI I’ve come across any app so far, and it never fails to impress with every update. I love how the team is customer centric, reaching out to support (customer support is AMAZING and HUMAN!) is as easy as asking a mate a question (with fast replies!). Rounding up dollars and splitting paychecks into spending/saving accounts are genius. Up is genuinely everything you needed in a banking app, and makes saving fun.