Ingo Money – Cash Checks Fast

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(19 300) icon
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Current version
56 MB
Last Update
Mar 14, 2019

User Reviews

Reviews 19 300 Avg. Rating 4.1
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User reviews affect conversion to installs and app rating. Featured and helpful reviews are the first to be noticed by users and in case of no response can affect download rate. This is why it is highly recommended to reply to them.

cheryl ruszala
Aug 18, 2019

Very unreliable. I've used the app to cash checks from the same (employer) source and Suddenly for no reason my check would be refused (many times). Lots of problems with refusal of a very clear picture and I have wasted a lot time retaking photos of the check only to be refused over and over until I gave up. Fees are large. If you let them keep your money for ten days you can avoid the fee. I recently tried to cash a money order which was initially accepted but 10 days later I find that they changed their mind and didn't cash it, no reason given! Also they are supposed to charge a range of different fees for different types of checks but I've always been charged the highest amount no matter what the type of check. They are very poor at communication as well. You will never get a live person. Get yourself a bank account and forget these jokers!

Sep 04, 2019

While registering for this app I incorrectly put in my birthday. Now that's a No-No for this app. It is so difficult to put in your birthday you scroll FOREVER! Hence, I put the wrong date. I felt like I aged a year putting in my birth date! Don't know why this is- it's just plain stupid. So, it wouldn't let me change the date or re-register Can't change it or delete it. If you put in the wrong date there's no going back you can't use the app they won't let you register it That is INSANE!

Francis Valdez
Aug 21, 2019

Everything worked great.. except for not allowing me to enjoy the "promo/referral code" feature which was reason for me using "InGo" in the first place as opposed to trying Paypal for free..InGo charged me 5$ to cash my payroll check.. Other than that though it did deposit the remaining funds into my Venmo account in less than 30 seconds.

russell dreyer
Aug 17, 2019

quick and easy. simple user interface Update: I thoroughly enjoyed that with the minor issues I faced I received a phone call directly from customer service. Marquita was incredibly professional, personable and proficient in clearing up the mistakes I faced during the transaction. Despite a few user errors the customer service team was helpful and knowledgeable and my money was in my account. Thank you Marquita.. you did a wonderful job.

Mary Davis
Aug 28, 2019

I had tried to use my mobile app through my net spend account and got a response from Ingo that my information could not be verified with my social security number. I checked to make sure that Ace net spend had the correct information. The only thing I could check was my birth date and so I made sure it was listed correctly. I have asked that Ingo double check to verify my information so I can use the mobile app to put checks into my Ace Flare account. i haven't heard back to see if they have been able to verify my information and reopen my account since they closed it due to not being able to verify my information. When they check the verification i will be able to reopen the account and change my review.

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With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts. Choose to pay credit card bills, buy an Gift Card* or split a check and fund multiple accounts. If your check is approved, the money is as good as cash and safe to spend on purchases and payments made

in-store, online and in Android Pay. Terms and fees apply.

It’s easy to get started. Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed. No check cashing lines. No deposit holds. No take-backs. No worries.

With Ingo Money, it’s in with a check, and on with your life.

* Restrictions apply. See details.

The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

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